The 2013 Changes to the Redemption Period in Michigan after a Foreclosure or Sheriff’s Sale are now in effect. Michigan Gov. Rick Snyder signed a series of bills in 2013 that made significant changes to a homeowner’s redemption period rights after a foreclosure sale occurs. Most homeowners have come to rely on the six month […]
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Many of our clients find a Chapter 13 bankruptcy filing is by far the most powerful and effective strategy for a person struggling with non-cooperative creditors. Chapter 13 isn’t even really “bankruptcy” in the traditional sense of the word but is more of a “Wage Earner’s Repayment Plan.” In order to qualify a client for […]
Stop creditor attempts to repossess your car, and even force a recently repossessed car to be returned to you (generally a 10 day window). Stop your wages, bank accounts and tax refunds from being garnished, and even force the return of previously garnished funds to you (if over $600 taken within 90 days). […]
Last month, Michigan law experienced a major change threatening a Debtor’s redemption period rights after a foreclosure sale. The new laws were signed by the Governor on July 3, 2013. While there is still some legislation coming that should help clarify the new rules, homeowners need to be aware these new laws become effective January 10, 2014.